Manage your money with help from our Money Advice Team

Managing your finances while studying can be tough and everyone’s financial situation is different. Our Money Advice and Guidance team understand this and are on hand to offer advice and support to help you with any financial difficulties.

Managing your money: confidential 1-to-1 advice and support, budgeting tips and more

Our Money Advisors can give you bespoke money advice and support you with all your budgeting needs and financial wellbeing.  Throughout the year, they’ll be running both one-to-one and group budgeting sessions.  They can also help you to look at ways of maximising your income and offer tips for making your money go further.

If you’re struggling with debt, the team also offer a Debt Advice Service and, in some cases, can help you negotiate with your creditors.

If you would like a confidential appointment with a Money Advisor to talk about how they can help you with any of the above, please book an appointment or email money@liverpool.ac.uk.

If you are an international student, please reach out to our International Advice and Guidance Team in the first instance.

You can also drop-in for peer-to-peer support from our specially trained Money Coaches on basic budgeting, savvy spending and on completing University Hardship Fund applications.

There’s also a range of information, hints and tips on our website on budgeting,  utilities and bills, food and travel, as well as student discounts to look out for.

University Hardship Fund

The University Hardship Fund (UHF) is now open for applications from all students dealing with ongoing financial issues, as well as one-off unexpected costs.

If you are a UK student, you can apply to the Fund for help with essential expenditure such as rent or bills. You can also use the Fund to support you with a one-off cost that you couldn’t have foreseen and is causing you financial hardship, such as additional travel home due to family illness or unexpected caring responsibilities.

If you are an international student, you can apply to the fund for exceptional costs or financial emergencies that you couldn’t have foreseen and only if this is causing you financial hardship. As an international student, you’ll also need to demonstrate that before starting your course, you had sufficient finances in place to fund both your tuition fees and living costs.

International students must have contacted International Advice and Guidance on iagteam@liverpool.ac.uk before you apply to the Fund.

For all students, the UHF can’t be used to help pay tuition fees, regardless of your circumstances.

Awards from the fund are normally made on a grant basis and are therefore non-repayable.

Guidance is available to help you decide whether or not to make an application on the following webpage: www.liverpool.ac.uk/studentsupport/money-advice/university-hardship-fund/

What’s the application process?

If you decide to apply, the Money Advice and Guidance Team will look over your income and expenditure and advise you on any student loans, grants or other income you may be entitled to before assessing your application.

Applications normally take 20 working days to process (providing that you provide all the documentation to support your application), but at busy times the assessment may take longer, so it is important to apply in good time if you are experiencing financial hardship.

Further information about how to apply to the University Hardship Fund is available on our webpages.